Direct Lending

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Coldwater Equities provides mezzanine debt and structured preferred equity for real estate development and transitional properties in primary and secondary markets across the United States. 

• Property Types: Multi-Family, Office, Retail, Hotel, Industrial, Mixed-Use/Special Use
• Loan Structure: Mezzanine debt and structured preferred equity 
• Loan Size: $4 MM - $25 MM 
• Term: 1 – 5 years 
• Leverage: Up to 85% 
• Pricing: 1M Term SOFR + (8.0% – 15.0%) 
• Accrual: Full accrual and partial cash payment 
• Amortization: Interest only 
• Minimum DSCR: No requirement 
• Prepayment Allowed with minimum interest payments 
• Use of Proceeds: Acquisition, Development, Transitional, Value Add, CapEx, Bridge 
• Recourse: Non-recourse with standard carve-outs